Punjab Asaan Karobar Loan 2025 Phase 2 – Get Loan 50 Lakh to 3 Crore
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The Government of Punjab has officially launched Phase 2 of the Punjab Asaan Karobar Loan 2025, aimed at supporting small and medium enterprises (SMEs) and young entrepreneurs. Through this scheme, applicants can now access loans ranging from Rs50 lakh to Rs3 crore to expand their businesses and create new job opportunities.
What is Punjab Asaan Karobar Loan 2025 Phase 2?
The Punjab government introduced the Asaan Karobar Loan program to promote entrepreneurship and strengthen the business sector. After the success of Phase 1, Phase 2 has been launched with bigger loan limits and easier repayment options.
Applicants from across Punjab can apply online and benefit from low mark-up rates and flexible financing plans, making it easier for startups and established businesses to grow.
Who Can Apply for Punjab Asaan Karobar Loan?
The scheme is open to:
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Young entrepreneurs starting a new business.
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Existing business owners looking to expand operations.
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SMEs in agriculture, manufacturing, trading, and services.
To qualify, applicants must meet the eligibility criteria set by the Punjab government and submit their applications through the official loan portal.
Loan Details & Benefits
Under Punjab Asaan Karobar Loan Phase 2, applicants can access:
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Minimum Loan: Rs50 lakh
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Maximum Loan: Rs3 crore
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Sectors Covered: Agriculture, Industry, Services, Trading
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Mark-up: Subsidized by the government
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Repayment Plan: Easy installments with grace period
This scheme is designed to boost Punjab’s economy by supporting local businesses and generating employment opportunities.
Conclusion
The Punjab Asaan Karobar Loan 2025 Phase 2 provides a golden opportunity for entrepreneurs and SMEs to secure financial support up to Rs3 crore. With simplified application procedures, low mark-up, and government backing, this initiative is expected to encourage sustainable business growth across Punjab.
If you are planning to expand or start your business, now is the time to apply and benefit from this government loan scheme.
